Debt Defense

It was my first year of law school here in Orlando, FL. I got served with an American Express case for a credit card debt I forgot about. My excuse didnt mean anything – and I got dozens of letters from Attorney’s in Orlando offering to help me for a fee.  I called a few but one (now retired), advised me to settle rather than try and dismiss the debt. What I didn’t realize was that doing nothing was the worst thing I could have done. 

Creditors hope that you do nothing, they want to obtain a judgment against you so they can either garnish your wages or levy your bank account. In fact, with a judgment the creditor has up to 20 years to collect! This attorney that I called helped me for a reduce rate and settled the entire debt for less than a fraction of the overall amount. I never had to go to court and now the debt is cleared from my credit.  

I asked him later why he advised that I settle rather than try and get out of the overall debt. His explanation shocked me – ethically it was wrong and it would haunt me with my profession. He was right. 

If I didn’t pay the debt, my record would show that I didn’t pay – and this would jeopardize my law license. This is why you hire an attorney – a licensed attorney can be the difference of winning the battle or winning the war. Let me and my team solve your debt issue, its likely your costs will be minimal and your record cleared.